It's Not Sold.... Until It's FUNDED! Things to Consider.... A home purchase may be your largest financial transaction to date. It's important to make the right decisions, and to keep an eye on the details. With the assistance of your Realtor® and us, you will enjoy a comfortable, pleasant, and totally transparent home buying experience. There are many important things to consider throughout the process. Especially, if you're a first-time home buyer. Here's some information that will keep you on track. Count on your Realtor® to.... - Preview available homes to weed out those that are overpriced, or undesirable in some other way.
- Present the homes that suit your needs, as you've defined them.
- Help you determine the difference between a "good buy" and a property which, because of its nature (neighborhood, market appeal, etc.), might have to be discounted, if you decide to sell in the future.
- Negotiate the best deal for you. With your Pre-Approval Letter from us in hand, your Realtor® is able to document that you are a qualified and capable borrower. This strongly influences the seller and the "Seller's Agent." This may make the difference between the seller accepting your offer, or that of another buyer, even when your offer may be LOWER! Also, the less Contingencies you have upon sale, the better chances you have of your offer being accepted.
Count on us to.... - Provide your Pre-Approval Letter and assist you in selecting the best loan to meet your personal situation and goals.
- Provide a third-party Data Quick Property Profile that includes Comparable Sales and Historic Detail on the property you wish to purchase. Providing documentation for you to make available (if you wish) on what you based your offer upon. This is provided to compliment and compare to what you may have received from your Realtor®.
- Provide all details and fees upfront, with total transparency.
- Keep you informed of your loan status, throughout the entire loan process.
- Protect your privacy with Ellie Mae's Secure Website Document Handling and Storage for the required three years of your file.
- Keep your Realtor® informed of our loan progress.
Count on yourself to.... - Keep all parties in your transaction informed of any questions or concerns as they develop.
- Keep the process moving by providing documentation and decisions as soon as reasonably possible. By doing so, many of the details are taken care of early in the process, so you may comfortably concentrate on any last-minute details or events that require your attention.
- Enjoy purchasing your home, but do remain objective throughout. Make the business decisions that are best for you.
- Make sure you are Pre-Approved as early as possible. This will put the power of financing behind you so you can concentrate on selecting your home.
Have you found a Realtor® to represent you? We can help you find one, if you're not working with one now. We work with Excellent Realtors® throughout California. We're here to help. Happy House Hunting! It's easier with a Realtor®. They know where to look.
|