1. Copies of Social Security Card & Drivers License / DMV Identification Card
2. Copies of Checking & Savings Account Statements for last three months
3. Copies of most recent Quarterly or Semi-Annual Statements for IRA’s, CD’s, money market funds, stocks, profit sharing, etc.
4. Copies of Documentation of Student Loan Deferment
5. Previous Bankruptcy: Copies of Petition for Bankruptcy & Discharge
6. Divorced: Copy of Divorce Decree
7. Married since last Federal Income Tax Return: Copy of Marriage License

Gift Money

1. Copy of Gift Letter
2. Copy of Wire for Transfered Funds
3. Copy of Bank Statement from Source of Funds Account
4. Copy of Bank Statement of Receipt of Funds Account 

1. Employed: Copies of W-2’s / 1099’s for last two years
2. Employed: Copies of Paycheck Stubs for most recent 30 days
3. Employed: Copies of last two years Individual Federal Tax Returns if commissioned or bonus income is 25% or more than base income
4. Employed: Employment history for last two years (Please explain any gaps in employment)

Self-Employed • 1099

1. Self-employed: Copies of last two years Federal Tax Returns (Individual / Business / Corporation / All Schedules including K-1’s)
2. Self-employed & 1099: Copy of Current Profit & Loss Statement 
3. Self-employed: Copy of Corporate / Partnership Federal Tax Returns for last two years if owning 25% or more of the company (If applicable, copies of W2’s / 1099’s for the last two years)

1. Rental History last two years: Include contact information of rental management company or landlord
2. Renter: Copy of Verification of Rent for last 12 months from rental management company or copies of last 12 monthly rental checks (front & back)

Residency • Home Owner 

1. Home Owner: Copies of all most recent Mortgage Coupons and/or Statements
2. Paid Off Mortgage(s) in last two years: Copy of the HUD-1 (if sold) or Copy of Substitution of Trustee & Full Reconveyance Document (Include property address if not on document)

1. Copy of Ratified Purchase Agreement & Counter-Offer Addendum's
2. Copy of Canceled Earnest Money Deposit Check & Corresponding Bank Statement
3. Assets: Down-Payment, Closing Costs & Liquid Reserves must be documented by a “paper-trail” of evidence of origin
4. Home Owners Association Certification (Condo or PUD)

1. Copy of Homeowners Insurance & Flood Insurance Declaration Page & Insurance Agency contact information
2. Home Owners Association Certification (Condo or PUD)

1. Insurance Declaration Page on property insurance policy for all properties owned 
2. Rental Income Insurance Policy with Insurance Agency contact information. (Only required if property management experience is less than two years)
3. Copies of most recent mortgage coupons or statements for all properties owned
4. Copy of HUD-1 from original purchase date & most recent HUD-1 for all refinanced properties owned in the past two years
5. Copy of HUD-1 for all sold properties in the past two years