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PORTFOLIO LENDER RATES
PORTFOLIO RATES ARE TYPICALLY UPDATED PRIOR TO 4:00 PM M/F

PORTFOLIO LENDERS UNDERWRITE & FUND BY THEIR RULES - NOT RULES ESTABLISHED FOR LOANS THAT ARE SOLD AS MORTGAGE BACKED SECURITIES (MBS)

APR IS NOT SHOWN - RISK-BASED PRICE (RBP) ADJUSTMENTS MUST BE KNOWN FIRST - I DO NOT PRICE BY "ASSUMPTIONS" AS SEEN ELSEWHERE - WHAT GOOD IS THAT? - EVERY BORROWER IS UNIQUE - DO YOU WANT YOUR PRICE or SOMEONE ELSE'S?

PROGRAM 1. FRM - CONFORMING LOANS for INVESTMENT PROPERTY "MULTI-FAMILY" LOANS - over $417,000 to $533,850 2-UNIT to $801,950 4-UNIT

PROGRAM 2. FRM - SUPER CONFORMING LOANS - to MAXIMUM CA COUNTY LIMIT

PROGRAM 3. FRM - NON-CONFORMING JUMBO LOANS from SUPER CONFORMING LIMIT to LOANS EXCEEDING $4,000,000 - ADD 1/8% (0.0125) TO LOANS OVER $4,000,000

PROGRAM 4. ARM - CONFORMING LOANS & SUPER CONFORMING LOANS OVER $417,00 to MAXIMUM COUNTY LIMIT

PROGRAM 5. ARM - NON-CONFORMING JUMBO LOANS FROM $417,000 to SUPER JUMBO LOANS EXCEEDING $4,000,000 - AD
Loan Amount:      $

GO
Program Name Rate APR Payment  
1. 40 FRM (Conforming) 4.125% 0.000% $0.00  
1. 30 FRM (Conforming) 3.500% 0.000% $0.00  
1. 25 FRM (Conforming) 3.500% 0.000% $0.00  
1. 20 FRM (Conforming) 3.500% 0.000% $0.00  
1. 15 FRM (Conforming) 2.875% 0.000% $0.00  
1. 10 FRM (Conforming) 2.750% 0.000% $0.00  
2 - 30 FIXED (Jumbo) 3.875% 0.000% $0.00  
2 - 15 FIXED (Jumbo) 3.250% 0.000% $0.00  
2. 30 FRM (Jumbo) 4.750% 0.000% $0.00  
2. 15 FRM (Jumbo) 4.000% 0.000% $0.00  
3 - 30 FRM (Jumbo) 0.000% 0.000% $NaN
3 - 15 FRM (Jumbo) 4.125% 0.000% $0.00  
4. 5/1 ARM (Conforming) 2.500% 0.000% $0.00  
4. 7/1 ARM (Conforming) 3.000% 0.000% $0.00  
4. 10/1 ARM (Conforming) 3.250% 0.000% $0.00  
5. 5/1 ARM (Jumbo) 3.250% 0.000% $0.00  
5. 7/1 ARM (Jumbo) 3.500% 0.000% $0.00  
5. 10/1 ARM (Jumbo) 4.000% 0.000% $0.00  
Rates are subject to change without notice.
Rates last updated on 02/06/2012.
Rudi Hofmann, Unique Mortgage Banker of California
American Capital Corporation
2121 Rosecrans Avenue, 6th Floor, El Segundo, CA  90245
Office:  (714) 730-1862
Rudi@PorfolioLoansCA.com
Copyright © 2012 by Rudi Hofmann Inc. All rights reserved.
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